- Consumer protection
- AI
An AI platform that reviews apps for dark patterns
Checks apps and websites against all 13 categories in India's 2023 dark pattern guidelines.
- AI
- Credit
- Trust and safety
- Gurugram
Credit that reaches more people, finance that stays fair, and the AI that makes both work.
I build AI products for banks, insurers, fintechs and public programmes in India, and I write the code for many of them myself.
- Now
- AI Product Manager, Financial Services Advisory, Grant Thornton Bharat
- Engineering
- B.Tech Computer Science, IIT Delhi
- Business
- MBA, IIM Calcutta
- Markets
- SEBI-registered Research Analyst
What I work on
Three areas that keep meeting in the same projects.
- 01
Access to capital
Getting credit to people and businesses lenders find hard to serve: startups, small merchants, farmers and microfinance borrowers, through guarantee schemes, value chain finance and green finance.
- 02
Trust and safety
Keeping financial and consumer apps fair: dark pattern reviews, safety reviews of customer conversations, data protection, KYC and fraud.
- 03
AI and fintech engineering
Building the products behind both: conversational and voice AI, analytics platforms, open networks, and workbenches that turn client work into reusable tools.
Selected work
- Platform safety
- AI
Reviewing 600,000 conversations for safety, in 24 languages
Rules, language models, voice analysis and human reviewers, working as one pipeline.
- Startups
- Credit
Collateral-free credit for startups, through CGSS
Growth capital for startups, without pledging assets or giving up equity.
Writing
Essays on AI, credit, payments and consumer protection in India, drawn from the work itself.
Also building
Ventures of my own, in investing, wearables and sleep.
- Live
The Capital Gains
Learning and research for Indian retail investors who want to build wealth patiently.